Duh, it’s best for parents to start saving for their children’s college expenditures as early as possible; unfortunately, that isn’t the case for some students. When it was time for me to start college my parents weren’t in the best financial situation and I didn’t make the grades. My only option was loans, and I’m not alone. Lifehacker takes a moment to discuss “Three people, one big student loan: how they each plan to pay it off.”
Read how debt has affected their lives and the struggles and sacrifices involved in paying student loans over $100,000. Whether you’re starting undergrad or graduate school, returning after taking a break, or already have student loans to repay, always seek advice and walk the path leading away from debt. Katie Brewer finance consult was asked to see how theses three individuals plan to pay back their loans and ensure they’re on a realistic and right payment track.
If you can relate to these individuals and have already dove into a pool full of loans. There are different approaches that can be used to help remove the hindrance on your post graduation future. Katie Brewer suggests to Victoria Karan (loan balance of $198,000) “that if she pays even an extra $50 toward her loans each month, it could shave months or even years off the time to repay, as well as reduce the amount of interest she pays.” The interest rate is what makes paying a loan back more difficult, if you can, while still in school, pay off the interest.
It’s important that you start college with the approach “NO LOANS.” Borrowing now and paying later sounds good until you want to buy your dream car or a house. It’s okay to pause and take the time to think about the total amount of money being borrowed on student loans, avoid being a prisoner to your student loans for the next 30 years of your life.
Some say the key to success lies in not sleeping. The truth is you might get more done, but sleep is essential to your health. What’s the point of successes if you’re too sick to enjoy it? Sleep is crucial for recollection, learning, metabolism, and other vital functions of the body. Knowing how long to sleep is important. Lifehacker has the perfect guide on how long to nap for the biggest brain benefits. The next time you stay up all night studying, grading, reading, or partying, it might help to squeeze in a 10-minute power nap throughout the day.
Next time someone sticks a finger into your ear, don’t worry it may not be a wet willy. The Verge introduces Disney Research’s latest concoction Ishin-Den-Shin, which is the “Japanese expression for communicating through an unspoken mutual understanding, the technology turns an audio message into an inaudible signal that is relayed by the human body.” In layman’s terms, transmitting sound through your body. Not much is required; all it takes is a voice-activated microphone, a computer, and a thin wire to experience the Disney magic. Pretty cool! Read more about transmitting sound through touch.
Chances are you’ve taken an Instagram photo recently. Maybe it was this morning or last night or maybe you took one a few minutes ago. It was probably of your delicious lunch or the beautiful, generic sunset you witnessed or of you and your BFF all dolled up before going out. I won’t judge. We’ve all done it. But let’s stop and think – how many people do you think have taken a picture just like that? Say on the Fourth of July you snap a shot of some patriotic fireworks and upload it with a cool filter – oh wait, there’s already five more just like them on your feed!
Recently, research has shown that there’s a correlation between the type of photos uploaded on Instagram and the place you live. When we think about national holidays, this makes sense. For example, in Tel Aviv, researchers were able to determine cultural differences between users based on their pictures during three national holidays. However, this discovery can really be illustrated when it comes to unplanned events such as Hurricane Sandy. Looking at the photos taken during the hurricane, researchers could clearly distinguish the time before and after the power went out in New York. Separating pictures according to hue, brightness, and line orientation, they were able to create the image below.
So, before you take that next Instagram, ask yourself, has the world seen enough of that? Read more about Instagram cities on The Verge.
Source: The Verge
Image from LifeHacker
Who knew there were so many different kinds of notebooks? I’ve actually written down a few names so I can go shopping later… Whether you’re a Moleskin fanatic or a bit nostalgic for the composition notebook, every writer is looking for the right notebook. Your preferences definitely depend on the where and how of your writing. If you tend to enjoy writing outside rain or shine, you’re probably not going to keep your composition notebook for very much longer. If you have a habit of writing with whatever you can get your hands on, Moleskin notebooks can handle almost anything. Take a gander at Lifehacker’s list and find the best pick for you.
Less is more but simple is hard. Designing for the web can be the most rewarding activity, creating an interactive interface that many people will use – but it can also be the most tedious. There are a lot of things to consider before you start spinning your threads to create your website. The most important one is you can’t know everything. No designer knows everything. You know those programming geniuses on routine cop shows that know every possible route and there’s nothing that they can’t do? Wrong. Nobody is really like that. Designing for the web is about learning what tools work best for you and taking it day by day. Every project is going to be different: varying audiences, content, contexts, and reasons you’re doing this project. You’ll learn the most by doing – so go create! But first, you should probably read more about the things you need to know about designing for the web at Treehouse Blog.
Image from swintec.com
Not only can you still obtain a typewriter, but you can also get a specially-made, retro, see-through typewriter. Now you’ll be the epitome of hipster chic when you saunter into the nearest coffee shop with this gem in tow. As the number of typewriter manufacturers dwindles, companies like Swintec of Bridgewater, New Jersey must look for creative sources of income when it comes to where they sell their typewriters. Thankfully, prisons are ever weary of the tools they give to their inmates. A clear typewriter lowers the chances of contraband finding its way into the facility. Read more about the new audience for typewriters at The Verge.
Memes and science. You never saw this one coming did you? There is, in fact, a science to trending memes. After becoming insanely sidetracked by meme websites such as Quickmeme and Cheezburger, I finally read The Atlantic’s article on the science of memes.
“Relationship between the probability of retweeting a message and its similarity to the user’s interests, inferred from prior posting behavior.” (Weng et al.)
Scientists have found that memes act like genes where they ‘reproduce’ as they spread through a population and ‘mutate’ as they are interpreted differently by people. Research from Harvard University by Michele Coscia suggested that rather than memes that were shared a lot in a short period of time, memes that were shared on a consistent basis over a long period of time were more likely to reach the ‘success’ threshold.
Even more interesting, nowadays for a meme to rise to popularity another meme must “pass into obscurity”. These ‘more competitive’ memes were found to be more successful in the meme world overall. However, they also discovered that not only do certain memes rise in popularity “clusters”, but also “affinity groups rule the web”. This means that the more that meme lines up with someone’s interests, the more likely they are to share it. This is very obvious. But look they made graphs, it’s all professional and stuff.
Souce: Michele Coscia
While there is still no conclusive evidence to suggest why a certain thing will go viral, I believe it’s gotta have funny. That’s it. Mystery solved. If you want to read more about memes and where the heck the name ‘meme’ came from anyway, look no further than The Atlantic. Y U no click?! CLICK.